Buying a House in Portugal
Searching for houses for sale in Portugal but don’t know where to start? We’re here to help expats on their move to Portugal.
Our team at Savvy Cat Realty offers expert guidance, making the process of buying a house in Portugal simple and stress-free.
Whether you’re looking for houses for sale in bustling cities like Lisbon or peaceful retreats in the Algarve, we’re here to assist you every step of the way.
Let us help you find your ideal home in Portugal.
Our Buying Packages
Buying property in Portugal? Get full support and guidance from our comprehensive service packs to ensure a smooth and stress-free experience.
For those who have a specific location in mind
The Decided
3200€
Taxes included
6 months
1 Resident Tour
1 Structural Inspection
- Rental support
- Property research (MLS Listings & Off-market)
- Property and neighbourhood advisory
- Negotiation
- Unlimited visitations
- VISA, NIF & Bank Account opening support
- Legal verification of contracts and documentation
- Mortgage/Credit mediation
- Renovation Budgets and Oversight (1 Unit)
-
Local sourcing & screening of professionals
(Contractors, Engineers, Architects, Decorators, etc)
- Investment advisory w/ ROI & Market Studies
- Construction advisory, licensing & Project Management
- Location advisory
For those who want to explore multiple locations
The Wanderer
5600€
Taxes included
12 months
1 Resident Tour
1 Structural Inspection
- Rental support
- Property research (MLS Listings & Off-market)
- Property and neighbourhood advisory
- Negotiation
- Unlimited visitations
- VISA, NIF & Bank Account opening support
- Legal verification of contracts and documentation
- Mortgage/Credit mediation
- Renovation Budgets and Oversight (1 Unit)
-
Local sourcing & screening of professionals
(Contractors, Engineers, Architects, Decorators, etc) - Investment advisory w/ ROI & Market Studies
- Construction advisory, licensing & Project Management
- Location advisory
Why Choose
Portugal
Quality of Life
From safety, affordability to a fantastic climate and relaxed lifestyle, it all adds up to a great Quality of Life!
Safety
Portugal stands at a proud 6th spot in the safest countries in the world rank, making it one of the top reasons why Expats move to our beautiful country.
Affordability
The cost of living is still relatively lower than most Western European countries, making it a sweet spot for many remote workers and retirees!
Why Choose Us
Avoid costly mistakes
Rely on our experienced team of local experts for tailored guidance on location and real estate market.
Get full support
Have a local by your side even before relocating. Start the process remotely.
Enjoy a stress-free process
Save your time with our efficient property search and avoid bureaucratic hassles.
Get legal revision
We make sure your lease agreement, paperwork and negotiations are fair as well as within the Law.
What Our Clients Say About Us
FAQ's
We recommend starting the process about a month before your trip to Portugal or your ideal search start date. This gives us time to plan and get to know you better, thus making our services more tailored to your needs and requirements.
We have trusted mortgage advisors and credit mediators who work closely with us. Our team will assist you throughout the credit process during your buying and relocating service.
Yes. We offer Free Clarifications Calls to discuss our services, package options, inclusions, limitations, and service details, including a walkthrough of our operations. In these calls will not answer technical advisory questions on topics such as: what visa to get, where to move to, what kind of property to get, opinion on properties and options, investment advice, etc. If you would like to get technical advice feel free to book an advisory call here: https://www.savvycatrealty.com/advisory
Yes, We search the whole market, and do in person scouting and off market networking for our clients. But we can not guarantee we will find a match off market for each specific client.
We do not recommend doing this. In Portugal, the housing market is somewhat disorganized
with limited open houses. Trying to schedule visits on short notice relies heavily on luck and
the availability of the local representative. We suggest that rental services should be initiated 1 to 2 months before the planned start of contract. We recommend scheduling in person activities with your local representative with as much time ahead as possible as scheduling requests are answered by order of arrival.
Yes. Rental packages are pre-paid, service is only started after purchase of package on the website. Buying services a 20% down payment is required to start service and an advisory call must be booked for screening.
How it works
Step 1: Digital Consultancy
The First Payment (20%): Your journey with buying a Pack begins with a 20% initial payment, granting access to our ‘online’ services.
What are the ‘online’ services?
Personalized Service Assignment: You will be assigned to one of our experienced Representatives according to your area of interest, ensuring a tailored and focused experience.
Investment Planning: Your assigned Representative will initiate the service by scheduling a call with you. During this call, we aim to understand your investment plans and requirements better, making it easier to align our services with your unique needs.
In-Depth Research and Advisory: Our ‘online’ services include comprehensive Real Estate market research and property analysis. You will benefit from advisory services provided by our Representatives and even our CEO, offering technical and insightful assessments of your buying plans within the Portuguese real estate market.
Open Dialogue: In these calls, our experts are here to answer all your questions and address any concerns you may have. We encourage you to share your preferences and expectations, helping us understand your vision more clearly. Feel free to share any properties you believe are suitable for you or examples of what you’re looking for.
Step 2: Visitation and Research Services
The Remaining 80% Payment: This represents the remaining 80% of the total pack cost and will be requested within 90 days of your first payment or one week before our ‘in-person’ services are initiated.
What are the ‘in-person’ services?
Hands-On Approach: In the second phase, we shift from the virtual world to the practical aspects of your property purchase. Our ‘in-person’ services encompass tours, property visits, written and video reports, in-depth market and investment analysis by our team of professionals, renovation and construction assistance, inspections, and much more.
Step 3 Legal & Technical verification
In step 3 of our property buying process, we offer thorough legal and technical verification services to ensure that our clients proceed with confidence and peace of mind.
Our experienced team conducts meticulous reviews of all legal documents related to the property transaction, identifying any potential issues or discrepancies that may arise. Additionally, we collaborate with trusted professionals in the field to conduct comprehensive technical inspections of the property, including structural assessments and evaluations of key systems such as plumbing and electrical. By prioritizing legal compliance and technical integrity, we empower our clients to make informed decisions and mitigate any potential risks associated with their property investment in Portugal.
Step 4: Real Estate Transaction & Commissions
Congratulations, you’ve reached the final phase of your property purchase process with Savvy Cat Realty. We provide full support throughout the Deed process.
Our commission is only requested upon the successful finalization of the Deed. The structure of commission payment depends on the nature of the transaction:
Seller Pays Entirely: The seller of the property covers the entire commission. This means you, as the buyer, don’t have to pay anything extra for our services. The standard commission rate in this scenario is 5%.
50/50 Split: This option involves splitting the commission costs equally between you (the buyer) and the seller’s representative. So, you and the seller each pay half of the commission, which is typically 5% of the property’s price.
Buyer Pays Fully: This option is when you, as the buyer and our client, cover the full commission. This is mainly applicable in cases of private sales or off-market transactions where there’s no cooperation from the selling agency. In these situations, you take on the full commission payment.
Mediation Costs: Please note that mediation costs apply to all real estate transactions mediated by Savvy Cat Realty and will be communicated to you as part of the transaction process.
| Property Value | € 0-110k | € 110k-250k | € 251k-450k | € 450k-1M | € 1M-2M | € 3M-4M | over 4M |
|---|---|---|---|---|---|---|---|
| Service Price | € 3.000 | € 5.500 | € 9.000 | € 15.000 | € 25.000 | € 45.000 | € 75.000 |
Step 5: Post purchase support
In step 5 of our property buying process, our commitment to client satisfaction extends beyond the completion of the transaction.
We provide comprehensive post-purchase support to ensure a seamless transition into your new property in Portugal. From assisting with utilities and registration processes to offering guidance on local amenities and services, our dedicated team is here to address any questions or concerns that may arise after the purchase.
Whether you need assistance navigating the intricacies of property ownership or simply require recommendations for reliable local contractors and service providers, we’re here to help every step of the way. Our goal is to empower our clients to fully enjoy their new home in Portugal, knowing that they have a trusted partner by their side for ongoing support and assistance.
Step 6: Renovation and construction support
In step 6 of our property buying process, we offer optional renovation and construction support to help transform your new property in Portugal into the home of your dreams.
Whether you’re looking to make minor updates or embark on a major renovation project, our team of experienced professionals is here to assist every step of the way. From conceptualization to completion, we work closely with our clients to understand their vision and goals, providing expert guidance and personalized recommendations to bring their ideas to life.
With our comprehensive renovation and construction support, you can confidently embark on your property transformation journey, knowing that you have a trusted partner dedicated to bringing your vision to fruition.